After a hard-working career every worker deserves a comfortable retirement so they can make the most of life. There’s no better time to start thinking about retirement than today. CWW can help you optimise your superannuation and generate the best retirement solution that fits your needs. The earlier you start thinking about your retirement, the more you’ll be able to structure your savings in ways that will be of most benefit to your future self. 

There are multiple different avenues that you can use to save for retirement, alongside superannuation, we can help you organise an additional retirement portfolio of you structure, or a self-managed super fund:  

Self Managed Superannuation Funds (SMSF’s) are the largest growing superannuation sector in Australia.


What is a self-managed super fund?

A self-managed super fund (SMSF) is a superannuation trust structure that provides financial remuneration to its members in retirement. The main difference between SMSFs and other super funds is that SMSF members are also the trustees of the fund. SMSFs can have between one and four members, and one of the main advantages is the level of control that trustees have when it comes to tailoring the fund to meet their individual needs. This differs from retail and industry super funds, which are designed to benefit a large group of members, meaning decisions are based on collective interests rather than what is best suited to individuals.

What’s involved with an SMSF?

Find out more about what’s involved with an SMSF from the ATO.

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Why choose an SMSF?

Investors who choose SMSFs over standard superannuation configurations are often aiming to gain more control over their investment portfolios directly and diversify their portfolio amongst more asset classes than available from a standard super fund. An SMSF can provide access to direct ASX-listed shares, residential and commercial property, cash deposits and collectibles. Direct property can also be purchased within an SMSF leading to further diversification opportunities.  

Why do I want an SMSF?

Why create an SMSF?
This ATO video outlines their capabilities:


Who can have an SMSF?

The simple answer is just about anyone. This includes:

  • Anyone under 70 years of age employed for more than 10 hours a week and earning income from that employment.
  • Anyone who has funds in another superannuation fund or rollover investment that can be rolled over into a SMSF.
  • A non-working spouse.


Setting up your SMSF:



Keeping all your accounting and financial documents in one place simply makes sense. Our accounting team will ensure you are in the best possible position this tax season.


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